BANKING ABBREVIATIONS

1.  PSBs:  PUBLIC SECTOR BANKS
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2.  SNBCs:  SCHEDULE NON COMMERCIAL BANKS 
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3.  SENSEX:  SENSITIVE  INDEX  OF STOCK  EXCHANGE  
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4.  GNP: GROSS NATIONAL PRODUCT 
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5.  KYC: KNOW YOUR CUSTOMER 
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6.  RTGS: REAL TIME GROSS SETTLEMENT
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7.  NEFT: NATIONAL ELECTRONIC MONEY TRANSFER
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8.  EFT: ELECTRONIC FUND TRANSFER
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9.  CBS:  CORE  BANKING  SOLUTIONS  
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10.  LIBOR:  LONDON  INTERBANK OFFERED RATE 
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11.  MIBOR:  MUMBAI INTERBANK OFFERED RATE 
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12.  MIBID:  MUMBAI INTERBANK BID RATE 
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13.  SARFAESI:  SECURITISATION  AND  RECONSTRUCTION  OF FINANCIAL  ASSETS  AND  ENFORCEMENT  OF  SECURITY INTEREST  
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14.  CAMELS:  CAPITAL  ADEQUECY  RATIO,  ASSET  QUALITY, MANAGEMENT  OF  EFFECTIVENESS,  EARNING  OF PROFITABILITY,  LIQUIDITY,  SYSTEM  AND  CONTROLS  
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15.  CAR:  CAPITAL  ADEQUECY RATIO  
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16.  FIIs:  FOREIGN  INSTITUTIONAL  INVESTMENTS
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17.  FDI:  FOREIGN  DIRECT  INVESTMENT  
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18.  IPO:  INITIAL  PUBLIC  OFFERING  
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19.  MICR:  MAGNETIC INK CHARACTER READER 
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20.  INFINET : INDIAN  FINANCIAL  NETWORK
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21. OLTAS  -  On-line  Tax  Accounting  System  (OLTAS)  for  Direct Taxes
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22.  TIN  -  Tax  Information  Network  (TIN)
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23.IMPS  -  Interbank  Mobile  Payment  Service  (IMPS)  or Immediate  Payment  Service
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24.  CDR- Corporate  Debt Restructuring
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25.CAD- Capital  Account  Deficit
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26. REITs:  Real  Estate  Investment  Trusts
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27.InvITs:  Infrastructure  Investment  Trusts
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28. ALM- Asset Liability  Management
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29.ASBA:  Application  Supported  by  Blocked  Amount
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30.CBS: Core  Banking  Solution
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31. PIN:  Personal  Identification  Number
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32.  CCEA – Cabinet Committee  on Economic  Affairs
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33.CECA  -  Comprehensive  Economic  Cooperation  Agreement
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34.CEPA  –  Comprehensive Economic  Partnership  Agreemeny
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35.DTAA – Double Taxation  Avoidance  Agreement
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36.ECBs  -  External  Commercial  Borrowings
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37.EFSF – European  Financial  Stability  Facility
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38. FINO- Financial  Inclusion  Network  Operation
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39. FIPB  –  Foreign  Investment  Promotion  board
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40.  FSLRC  –  Financial  Sector  Legislative  Reforms  Commission
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41. CRAR: Capital  to  Risk-weighted  Assets  Ratio
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42.LCR: Liquidity  Coverage  Ratio
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43. TARC  - Tax Administration  Reform  Commission
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44.GIRO  -  Government Internal  Revenue  Order
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45.FRBMA:  Fiscal  Responsibility  and  Budget  Management  Act
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46. AMFI- Association  of  Mutual  Fund  in  India.
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47. TIEA  –  Tax  Information  exchange  Agreement
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48. GAAR - General anti  avoidance rule
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49. GSLV - Geo-Synchronous Launch  Vehicle
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50.  PPP  – Public  Private  Partnership  &  Purchasing  Power  parity
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51. PSLV – Polar  Satellite  Launch  vehicle
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52. TAPI  -  Turkmenistan-Afghanistan-Pakistan-India.
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53.  QFI -Qualified  Foreign  Investors
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54.AD-Authorized  Dealer.
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55. ASSOCHAM-Associated  Chambers  of  Commerce  and Industry  of  India.
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56. BCSBI-Banking  Codes  and  Standards  Board  of  India.
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57.BIS-Bank  for  International  Settlements.
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58.BIRD:  BANKERS INSTITUTE  OF  RURAL DEVELOPMENT
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59.IBA:  INDIAN  BANK ASSOCIATION  
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60.BPLR:  BENCHMARK PRIME LENDING  RATE 
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61. ICICI: INDUSTRIAL CREDIT AND  INVESTMENT CORPORATION  OF INDIA 
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62.HDFC:  HOUSING  DEVELOPMENT FINANCE CORPORATION 
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63. SWOT:  STRENGETH,  WEEKNESSES,  OPPORTUNITIES  AND THREATS  
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64. SWIFT:  SOCIETY  FOR  WORLDWIDE  INTERBANK FINANCIAL  TELECOMMUNICATION  
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65.FERA:  FOREIGN  EXCHANGE  REGULATORY ACT  
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66.FEMA:  FOREIGN  EXCHANGE  MANAGEMENT ACT 
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67.CASA:  CURRENT AND SAVING ACCOUNT 
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68.NDTL:  NET DEMAND AND TIME LIABILITIES 
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69.NASDAQ:  NATIONAL  ASSOCIATION  FOR  SECURITIES DEALERS  AUTOMATED QUOTATIONS  
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70.CRISIL:  CREDIT  RATING  AND  INVESTMENT  SERVICES INDIA  LIMITED  
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71.CIBIL:  CREDIT  INFORMATION  BUREAU OF INDIA LIMITED  
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72. NAV:  NET ASSET VALUE 
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73.ICRA:  INDIAN  CREDIT  RATING  AGENCY 
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74. CARE:  CREDIT ANALYSIS  AND RESEARCH LIMITED  
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75.WMAs: WAYS AND MEANS ADVANCES 
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76.ALM:  ASSET LIABILITY  MANAGEMENT
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78.CDS-Credit  Default  Swap.
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79.  CEPA-Comprehensive  Economic  Partnership  Management.
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80. FIMMDA-Fixed  Income  Money  MARKETS  and  Derivatives Association.
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81.FPI-Foreign  Portfolio  Investment.
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82. IBRD-International  Bank  For  Reconstruction  And Development.
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83. UIDAI-Unique Identification Authority of India.