Schemes launched by Prime Minister

Pradhan Mantri Suraksha Bima Yojana

• Eligibility – age group 18-70 having saving bank account can be enrolled under scheme.
• Premium – Rs 12 per annum
• Payment mode – through saving bank account of the subscriber
• Insurance cover- for accidental death- Rs 2 lakh, for partial disability Rs 1 lakh

Pradhan Mantri Jeevan Jyoti Bima Yojana

• Eligibility – age group 18-50 having saving bank account can be enrolled under scheme.
• Premium –Rs 330 per annum
• Payment mode – through saving bank account of the subscriber
• Insurance cover - forrs 2 lakh in case of death due to any reason

Atal Pension Yojana

• Purpose – pension
• Age – minimum 18 years and maximum 40 years
• Fixed pension –Rs 1000 to Rs 5000 per month at the age of 60 years
• Contribution depends upon your age
• Government contribution – 50% of your contribution or Rs 1000, whichever is lower
• Saving bank account is mandatory

Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and Smart Cities

• Project scope- 100 smart Cities and 500 cities for AMRUT
• Central allocation –Rs 48000 crore for smart cities and Rs 50000 crore for AMRUT
• Period – 5 years
• Smart cities to be selected through City Challenge Competition
• AMRUT will cover all cities with population more than 1 lakh and above

Skill Development Program

• It will provide training and skill development to 500 million youth of our country by 2020, covering each and every village.

Pradhan Mantri Awas Yojana

• It is a reformation of the scheme “Housing for All”.
• The aim of this scheme is to construct more than two crore houses across the length and bredth of the nation.
• The target beneficiaries of the scheme would be poor and people living under EWS and LIG categories in urban establishments of the country.
• The government would provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan.
• The houses under Pradhan MantriAwasYojana would be allotted to preferably the female member of the family.

Digital India

• Aim – To ensure the government services are made available to citizens electronically.
• Digital India has three core components. These include-

1)The creation of digital infrastructure,

2) Delivering services digitally,

3)Digital literacy

• The project is slated for completion by 2019.
• Monitored and Controlled by - Ministry of Communications and IT
• 9 Key points of Digital India Programme are as follow-

1. Broadband Highways
2. Universal Access to Phones
3. Public Internet Access Programme
4. e-Governance – Reforming government through Technology
5. e-Kranti – Electronic delivery of services
6. Information for All
7. Electronics Manufacturing – Target NET ZERO Imports
8. IT for Jobs
9. Early Harvest Programmes

Heritage City Development and Augmented Yojana

• Amount allocated – Rs 500 Crore
• City allocated – 12 cities (namely, Ajmer, Amaravati,(Andhra Pradesh), Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal).
• Aim – To bring together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City.

Sukanya Samriddhi Account Yojana

• Investment type- small deposit account
• Where – post office and selected banks
• Max number of account- 1 account per girl
• Max number of accounts per family – max. 2 girl child
• Age–from birth till 10 years of girl child
• Min. deposit –Rs 1000/ per year, further multiple of rs 100
• Max. deposit –1.5 lakh/year
• Interest rate –9.1% of financial year 2014-15. it will change every year
• Partialwithdrawl–50% allowed at the age of 18 years of girl
• Maturity – 21 years from the date of account open or marriage, whichever is earlier

PAHAL Scheme

• Aim - to bring transparency and terminate pilferage from distribution of funds sponsored by Central Government of India.

Micro Units Development and Refinance Agency Ltd (MUDRA) Bank

• Regulate the lender and the borrower of microfinance and bring stability to the microfinance system through regulation and inclusive participation.
• MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid-stage finance seekers and the next level growth seekers.To address the three segments, MUDRA Bank has launched three loan instruments:

Shishu: covers loans uptoRs 50,000/-

Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh

Tarun: covers loans above Rs 5 lakh and uptoRs 10 lakh

Pradhan Mantri Jan DhanYojana

• It is the flagship financial inclusion plan of the NDA Government.
• All Indian citizens can now avail of a bank account despite the lack of KYC documentation. These bank accounts are valid for a year within which account holders must furnish proof of having applied for valid documents required to comply with KYC norms.
• Under the scheme:

Beti Bachao, Beti Padhao (Save girl child, educate girl child)

• Its aims is to generate awareness and improving the efficiency of welfare services meant for women.
• The scheme was initiated with an initial corpus of Rs 100 crore.
• The Ministry of Women and Child Development will be responsible for budgetary control and administration of the scheme at the Central level
• Madhuri Dixit is the brand ambassador of this scheme.

Swachh Bharat Abhiyan

• For ensuring hygiene, waste management and sanitation across the nation “Swachh Bharat Mission” launched.
• This will be tribute to Mahatma Gandhi on his 150th birth anniversary to be celebrated in the year 2019.
• It aims to provide every rural family with a toilet by 2019.
• It is expected to cost over ₹62000 crore.
• Fund sharing between the Central Government and the State Government and Urban Local Bodies (ULBs) is 75%:25% (90% : 10% for North Eastern and special category states).
• Modi selected 9 public figures to propagate this campaign.